Disclaimer

Last Updated: January 2026

IMPORTANT: PLEASE READ THIS ENTIRE DISCLAIMER CAREFULLY BEFORE USING THIS WEBSITE OR ANY CONTENT PROVIDED BY TICKERTOTHESIS. BY ACCESSING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS DISCLAIMER.

1. AI-GENERATED CONTENT DISCLOSURE

100% Artificial Intelligence Generated. All investment research, analysis, reports, memos, and other content published on TickerToThesis ("the Service") is generated entirely by artificial intelligence systems. This content is produced using multiple large language models, including but not limited to Claude (Anthropic), GPT-4 (OpenAI), Gemini (Google), and Perplexity AI.

No Human Review or Verification. The AI-generated content is published without human review, verification, editing, or oversight. No human analyst, investment professional, financial advisor, or editor reviews the content before publication. The content you read is the direct, unfiltered output of artificial intelligence systems.

AI Limitations and Risks. Artificial intelligence systems, including those used to generate content for this Service, are subject to significant limitations including but not limited to:

  • Hallucination: AI may generate information that appears factual but is entirely fabricated, including fake quotes, invented statistics, non-existent sources, and fictional events.
  • Outdated Information: AI models have knowledge cutoff dates and may not reflect current market conditions, recent events, or updated financial data.
  • Computational Errors: AI may make mathematical errors, miscalculate financial ratios, or incorrectly interpret numerical data.
  • Source Misattribution: AI may incorrectly attribute quotes or information to sources, or cite sources that do not exist.
  • Bias and Inconsistency: Different AI models may produce conflicting analyses of the same security, and individual models may exhibit inherent biases.
  • Context Misinterpretation: AI may misunderstand nuanced financial situations, sarcasm, or context-dependent information.

2. NOT INVESTMENT ADVICE

Educational and Informational Purposes Only. All content provided by TickerToThesis is for educational and informational purposes only. Nothing contained in this Service constitutes:

  • Investment advice
  • Financial advice
  • Tax advice
  • Legal advice
  • A recommendation to buy, sell, or hold any security
  • An offer to buy or sell any security
  • A solicitation of an offer to buy or sell any security
  • Personalized investment recommendations

Not a Registered Investment Adviser. TickerToThesis is NOT registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC), any state securities regulatory authority, or any foreign regulatory body. We do not hold ourselves out as an investment adviser and do not provide investment advisory services.

No Fiduciary Relationship. No fiduciary relationship, advisory relationship, or professional relationship of any kind is created between TickerToThesis and any user of this Service. We owe no duty of care, duty of loyalty, or any other fiduciary duty to users.

Not a Broker-Dealer. TickerToThesis is not registered as a broker-dealer with the SEC, FINRA, or any other regulatory body. We do not execute securities transactions on behalf of any person.

3. NO SUITABILITY ASSESSMENT

No Personalized Recommendations. The content provided by this Service is generic and is not tailored to any individual's specific financial situation, investment objectives, risk tolerance, time horizon, tax situation, or other personal circumstances.

No Client Relationship. We have no information about your personal financial situation. We do not know:

  • Your investment objectives
  • Your risk tolerance
  • Your financial condition or net worth
  • Your tax situation
  • Your investment time horizon
  • Your liquidity needs
  • Your other investments or portfolio composition
  • Any other information necessary to make investment recommendations

User Responsibility. YOU ARE SOLELY RESPONSIBLE for determining whether any investment, strategy, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You should consult with a qualified financial advisor, investment adviser, tax professional, and/or attorney before making any investment decisions.

4. ACCURACY AND RELIABILITY DISCLAIMERS

No Warranty of Accuracy. TickerToThesis makes NO WARRANTY, EXPRESS OR IMPLIED, regarding the accuracy, completeness, timeliness, reliability, suitability, or availability of any content provided through this Service. All content is provided "AS IS" and "AS AVAILABLE" without warranty of any kind.

Information May Be Incorrect. The content may contain:

  • Factual errors and inaccuracies
  • Outdated information
  • AI hallucinations and fabrications
  • Calculation errors
  • Typographical errors
  • Omissions of material information
  • Misinterpretations of source material
  • Incorrectly attributed quotes or data

Forward-Looking Statements. Content may contain forward-looking statements, projections, predictions, price targets, estimates, and other statements about future events or performance. These statements are based on assumptions and are subject to significant risks and uncertainties. Actual results may differ materially from any forward-looking statements. Past performance is not indicative of future results.

No Duty to Update. We have no obligation to update, correct, or revise any content after publication, even if we become aware of errors or changed circumstances.

5. DATA SOURCES AND THIRD-PARTY CONTENT

Third-Party Data. Content may incorporate data, information, quotes, or materials from third-party sources. Such third-party content:

  • Has not been independently verified by us
  • May be subject to the terms and conditions of the original source
  • May be protected by copyright, trademark, or other intellectual property rights
  • Is used under fair use doctrine for commentary, criticism, and research purposes
  • Does not imply endorsement by or affiliation with the original source

No Endorsement. Reference to any third-party source, company, product, service, or website does not constitute or imply endorsement, sponsorship, or recommendation by TickerToThesis, nor does it constitute or imply endorsement of TickerToThesis by any third party.

Copyright Notice. All third-party content remains the property of its respective owners. Any use of third-party content is believed to be fair use under applicable copyright law for purposes of commentary, criticism, news reporting, education, and research.

6. LIMITATION OF LIABILITY

No Liability for Losses. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TICKERTOTHESIS, ITS OWNERS, OPERATORS, AFFILIATES, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH:

  • Your use of or reliance on any content provided through this Service
  • Any investment decisions you make based on content from this Service
  • Any trading losses, lost profits, or lost opportunities
  • Any errors, inaccuracies, or omissions in the content
  • Any AI hallucinations or fabricated information
  • Any interruption or unavailability of the Service
  • Any unauthorized access to or use of the Service
  • Any technical issues, bugs, or viruses

Maximum Liability Cap. In no event shall the total liability of TickerToThesis exceed the amount you paid to TickerToThesis for access to the Service in the twelve (12) months preceding the claim, or one hundred U.S. dollars ($100), whichever is greater.

Assumption of Risk. You acknowledge and agree that you use this Service at your own risk. Investing involves risk, including the potential loss of principal. You could lose all of the money you invest.

7. INVESTMENT RISK WARNINGS

General Investment Risks. All investments involve risk. The value of investments and the income from them can go down as well as up, and you may not recover the amount of your original investment.

Specific Risks Include:

  • Market Risk: Securities prices may decline due to market conditions
  • Liquidity Risk: You may not be able to sell investments when you want to
  • Credit Risk: Issuers may default on obligations
  • Interest Rate Risk: Changes in interest rates affect investment values
  • Currency Risk: Exchange rate changes may affect international investments
  • Inflation Risk: Returns may not keep pace with inflation
  • Concentration Risk: Holding few securities increases volatility
  • Sector Risk: Specific industries may underperform
  • Political and Regulatory Risk: Government actions may affect investments
  • Company-Specific Risk: Individual companies may fail or underperform

Past Performance Disclaimer. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any historical returns, expected returns, or probability projections may not reflect actual future performance. Hypothetical or simulated performance results have inherent limitations and do not represent actual trading.

8. INTELLECTUAL PROPERTY

Ownership. All content generated by TickerToThesis, including but not limited to text, graphics, logos, images, and software, is the property of TickerToThesis or its licensors and is protected by intellectual property laws.

Permitted Use. You may view and download content for personal, non-commercial use only. You may not:

  • Reproduce, distribute, or publicly display content without permission
  • Modify, create derivative works from, or reverse engineer content
  • Use content for commercial purposes without a license
  • Remove any copyright, trademark, or other proprietary notices
  • Use automated systems to scrape, copy, or harvest content
  • Redistribute content through any media channel

9. JURISDICTION AND GOVERNING LAW

Governing Law. This Disclaimer and your use of the Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Jurisdiction. You agree to submit to the exclusive jurisdiction of the courts located in Delaware for the resolution of any disputes arising out of or relating to this Disclaimer or your use of the Service.

International Users. This Service is operated from the United States. If you access the Service from outside the United States, you do so at your own risk and are responsible for compliance with local laws. Content may not be appropriate or available for use in all jurisdictions.

Regulatory Compliance. Users outside the United States should be aware that the content may not comply with local securities laws, financial regulations, or consumer protection laws in their jurisdiction. It is your responsibility to determine whether access to and use of this Service is legal in your jurisdiction.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless TickerToThesis, its owners, operators, affiliates, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of the Service
  • Your violation of this Disclaimer
  • Your violation of any rights of any third party
  • Any investment decisions you make based on content from this Service

11. MISCELLANEOUS

Severability. If any provision of this Disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement. This Disclaimer, together with any Terms of Service and Privacy Policy, constitutes the entire agreement between you and TickerToThesis regarding your use of the Service.

Modification. We reserve the right to modify this Disclaimer at any time without prior notice. Your continued use of the Service after any modification constitutes acceptance of the modified Disclaimer. It is your responsibility to review this Disclaimer periodically.

Waiver. Our failure to enforce any provision of this Disclaimer shall not constitute a waiver of that provision or any other provision.

Contact Information. For questions about this Disclaimer, please contact us at: research@tickertothesis.com

By accessing and using TickerToThesis, you acknowledge that you have read, understood, and agree to be bound by this Legal Disclaimer. If you do not agree with any part of this Disclaimer, you must not use this Service.

Remember: Always do your own research. Consult with qualified professionals before making investment decisions. Never invest more than you can afford to lose.